Overview

Representing Banks and Finance Companies in Raising Capital

The law firm of McBrayer advises and assists banks and investment firms in providing equity financing or debt financing for commercial ventures. We enable our lending clients to protect their own interests while providing appropriate and timely financing to their business clients.

Beyond focused experience in investment banking and finance law, our firm maintains a strong practice in entrepreneurial law, business planning, business transactions and commercial real estate. Because we understand business capital from the perspective of both borrowers and lenders, we are better able to anticipate pitfalls and streamline the process.

With law offices in Lexington and Louisville and a government relations practice in Frankfort, we serve lenders throughout Kentucky and surrounding states. Our clients include banks and credit unions as well as venture capital firms, angel investors and financial trusts, mezzanine lenders, and specialty finance companies.

Business Financing Lawyers for the Investment Industry

Business clients seeking startup or expansion capital are focused on opportunities and potential, while lenders and investors have to manage risk and exposure. We help clients analyze equity financing versus lending against commercial property, equipment or other hard assets. Once the appropriate type of credit facility is determined, we can advise on asset valuations, projections of accounts receivable, appropriate loan-to-value ratios, specific loan covenants and other factors.

We have handled all types of debt and equity financing:

• Private equity placements
• Common and preferred stock offerings
• Conventional loans and bridge financing
• Public placement of private bonds and debentures

Our attorneys negotiate and structure loan agreements and private offerings in terms of risk management and security interests, as well as regulatory compliance considerations. We also represent banks and finance companies in workouts and litigation.

Kentucky Debt and Equity Finance Attorneys

The McBrayer law firm provides responsive service and sophisticated capabilities in lending law. To speak with one of our finance law attorneys contact us today.